Commercial Credit Underwriter

We are a values driven organization putting Relationships FIRST. EagleBank (NASDAQ - EGBN) is focused on being Flexible, Involved, Responsive, Strong, and Trusted. By prioritizing meaningful connections with our customers, employees, and shareholders, we relentlessly deliver the most compelling, valuable service to our customers.

EagleBank is committed to inclusion, equity, and respect. We celebrate diversity and intentionally seek out opportunities to learn from one another's experience. We believe employees are essential to the building of relationships and we prioritize investing in employee growth and wellbeing. Employee involvement is fostered through resource groups, mentorship programs, community service, and scholarship opportunities for continued education. With features including maternity and parental leaves, wellness discounts, healthcare premium sharing, employer funding in your HSA account, and 100% 401(k) matching up to 4%, we pride ourselves in the ways we support our internal relationships. The minimum and maximum projected hourly pay for this position is: $28.02 to $42.91.

We understand the need to be creative and flexible when it comes to telecommuting and other alternative work arrangements. This position is eligible for our hybrid remote work and will work in the Bethesda, MD office four days per week.

Under close supervision, the Commercial Credit Underwriter analyzes new and existing commercial loans through analysis of borrower's credit history, financial performance, current market trends, collateral, and feasibility. Spreads and analyzes financial statements, real estate spreadsheets, tax returns, A/R & A/P agings and proformas/forecasts for C&I, Commercial Real Estate, and SBA loan requests. Deals will generally be smaller and less complex. The number of analyst tasks and degree of difficulty will be rated lower to moderate. Supports Lending Department by providing personal and business credit reports, property values based on third party data and industry analysis as needed.

Requirements:

Associate's Degree (AA) in Business related field and 4 years branch level management responsibility
• Bachelor's Degree in Arts/Sciences (BA/BS) in Business, Finance, Economics or related field
• 1 year commercial credit and financial statement analysis; spreading personal and business financial statements and tax returns Performing narrative financial summaries or loan analysis formal credit training or in-house training counts towards one year of the requirement

Preferences:

• Formal Credit Training or web-based training preferred or agrees to successfully complete assigned Omega courses in first 90 days in role
• General working knowledge of MS Office
• Good written and verbal communication skills
• Strong logic and math skills

Don't meet all the requirements? We encourage you to still apply if you think you are the right person to join our community. We are always interested connecting with people inspired by our mission and values. If you aren't hired for this position, your resume will remain available for the next year and might be considered for future openings. Note: You can update your resume as often as needed.