Credit Risk - Review Appraiser

It starts with our culture ...

Common sense has never been common.

If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn't just see a number, they'd see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people's lives and offer simple solutions.

That's the basics of Relationships. Fairness. Simplicity. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.

We have a long-standing commitment to Equity, Diversity and Inclusion. Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all our associates to feel welcome and empowered at work.

As a Review Appraiser, you will utilize the Mercury Network for tracking residential real estate appraisals / evaluations. Review appraisals / evaluations to ensure compliance with USPAP and FIRREA, as well as reasonableness of concluded value(s). Interact with others (associates, management, clients, and vendors in a professional and tactful manner including treating them with respect and consideration regardless of their status or position. Work independently to address issues relating to an appraisal and make sound recommendations to management as they relate to risk. Communicate appraisal conclusions verbally and in writing.

Maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

As a Review Appraiser, you will have an opportunity to play a critical role by ensuring appraisal values are reasonable and supportable. Also supports sound Credit Risk Management practices by protecting the bank's collateral position by helping to validate appropriate loan-to-values during the underwriting process.

Minimum Requirements:This position requires the following educational and/or job experience:

• 5+ Years of relevant work experience.
• Associates degree or related work experience may substitute for education.
• State appraiser certification / license in good standing (no disciplinary actions) in at least one of the bank's primary market areas (Colorado, Kansas and / or Missouri).

Preferred:

• 7+ years of relevant work experience.
• Bachelor's degree, or equivalent related work experience.
• Proficient level of knowledge regarding the Uniform Standards of Professional Appraisal Practice (USPAP), FIRREA, and federal and state appraisal regulations.
• Prior experience with a computerized real estate appraisal ordering / tracking system.
• Proficient level of understanding regarding real estate valuation principles and procedures.
• Prior bank experience.

Desired Skills: Ideal candidates for this position should possess some or all of the following skills:

• Must be self-directed.
• Must be able to communicate effectively with associates, management, clients, and vendors.
• Ability to think analytically and apply critical thinking skills to issues.
• Ability to work with mathematical concepts utilized in the appraisal process.
• Ability to prioritize competing demands and effectively manage multiple tasks and /or projects.
• Ability to make sound decisions, to consistently deliver on commitments, and assume responsibility for results.
• Ability to interpret documents and information such as internal policies and procedures.
• Capacity to work with multiple computer and software systems.

Work Environment:

We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly, and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:

• We are committed to our core value of meritocracy and supporting our associates in growing within their role.
• When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead.
• An associate must be able to work overtime to the extent necessary (typically no more than 5%).
• Office setting with traditional hours.
• Must be able to work at a rapid pace for extended periods of time (typically no longer than 8 hours).

Benefits:

In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.

If this is what you believe in, then you're definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.

Position anticipated to close December 19, 2025, or until filled.

APPLY

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.
The Bank's policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug-free workplace.

Colorado Residents: In any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.
Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.