Data Scientist II

Our mission is to SAVE AND IMPROVE LIVES BY EMPOWERING HEALTHCARE CONSUMERS. Come be part of remarkable.

How you can make a difference

This position is responsible for leveraging advanced analytics and data science techniques to extract actionable insights and drive data-informed decision-making at HealthEquity. This role will design, develop, and deploy ML, GenAI, and Agentic AI solutions to solve business problems at scale. Work across data processing, modeling, evaluation, and productionization with a focus on responsible AI and measurable impact.

What you'll be doing

Build and tune ML models (classification, regression, clustering, recommenders).
• Develop LLM workflows: prompt engineering, RAG, finetuning, multimodal models.
• Stay up-to-date with the latest trends, advancements, and best practices in data science, machine learning, and related fields.
• Provide strategic recommendations based on data analysis and model outputs to inform business strategy, drive decision-making, and optimize performance across various business functions.
• Implement agentic AI solutions leveraging LangGraph for orchestration and tooluse.
• Apply embeddings and vector search for NLP and retrieval pipelines.
• Process large datasets using Python (pandas, scikitlearn, PySpark) and SQL.
• Apply MLOps practices: CI/CD, monitoring, reproducibility.
• Communicate insights clearly to technical and nontechnical audiences.

What you will need to be successful

• Bachelor's or Master's degree in a quantitative field such as Statistics, Mathematics, Computer Science, or related fields
• 4 to 5+ years of related experience in data science, preferably in a fastpaced environment
• Advanced developer in Python with expertise in pandas, scikitlearn, and PySpark.
• SQL for largescale data processing.
• Building, tuning, and evaluating ML models; strong understanding of evaluation metrics.
• Vectorization/embeddings and vector search algorithms for NLP.
• Bias testing and fairness considerations.
• Expertise in prompt engineering and agentic AI concepts (LangGraph experience preferred).
• Translating business needs into modeling tasks; clear communication across audiences.
• Crossfunctional collaboration and Agile project experience with proper documentation.
• Model deployment concepts and MLOps practices (CI/CD, monitoring, reproducibility).
• Recommendation systems and evaluation of LLMs in production, including incremental evaluation.
• OpenAI API/SDK usage, multimodal LLMs, and LLM finetuning.

#LI-Remote

This is a remote position.

The actual compensation offer is determined based on job-related knowledge, education, skills, experience, and work location. This position will be eligible for performance-based incentives as part of the total compensation package, in addition to a full range of benefits including:

• Medical, dental, and vision

• HSA contribution and match

• Dependent care FSA match

• Uncapped paid time off

• Paid parental leave

• 401(k) match

• Personal and healthcare financial literacy programs

• Ongoing education& tuition assistance

• Gym and fitness reimbursement

• Wellness program incentives

HealthEquity has a vision that by2030 we will make HSAs as wide-spread and popular as retirement accounts. We are passionate about providing a solution that allows American families to connect health and wealth. Join us and discover a work experience where the person is valued more than the position. Click here to learn more.

You belong at HealthEquity!

HealthEquity, Inc. is an equal opportunity employer, and we are committed to being an employer where no matter your background or identity - you feel welcome and included. We ensure equal opportunity for all applicants and employees without regard to race, age, color, religion, sex, sexual orientation, gender identity, national origin, status as a qualified individual with a disability, veteran status, or other legally protected characteristics. HealthEquity is a drug-free workplace. For more information about our EEO policy, or about HealthEquity's applicant disability accommodation, drug-free-workplace, background check, and E-Verify policies, please visit our Careers page.

HealthEquity uses Microsoft Copilot to transcribe screening interviews between candidates and their direct Talent Partner for note taking and interview summaries. By scheduling a screening interview with us, you consent to Microsoft Copilot's AI technology recording and transcribing your interview with your Talent Partner. This information will be reviewed for accuracy and then used by HealthEquity to summarize the interview, ensure accuracy, and facilitate our hiring process. We take privacy seriously. You have the option to opt out. If you wish to opt out of this Microsoft Copilot transcription, please notify your Talent Partner in advance of the interview. If we do not receive an opt-out request from you, we will assume that you consent to the use of Microsoft Copilot.

At HealthEquity, our goal is to save and improve lives by empowering healthcare consumers. This shared purpose inspires everything we do, including how we approach hiring. Our process is designed to get to know the real you: your skills, experiences, and potential to make a difference. We value honesty, originality, and the courage to do the right thing, even when it is not the easiest path. Showing up as your authentic self reflects these values and helps us build something truly remarkable together.

As AI is becoming a common tool throughout the application process, we want to be clear about its appropriate use at HealthEquity. Using AI to support resume writing, research, or interview preparation is perfectly acceptable, provided the content is accurate and genuinely represents your qualifications and skills. For other key parts of our interview process, however, it is important that the ideas, communication, and work you share reflect your own voice, experiences, and thinking. We ask that you participate in our live interviews and complete any assessments without AI assistance unless instructions explicitly indicate otherwise or a specific exception is discussed and approved in advance. This approach ensures fairness, celebrates your individuality, and allows your authentic perspective to shine. Behaviors that do not align with these guidelines may result in disqualification from the hiring process or termination of employment if later discovered. We appreciate your understanding and look forward to learning about the unique contributions only you can bring to HealthEquity.

HealthEquity is committed to your privacy as an applicant for employment. For information on our privacy policies and practices, please visit HealthEquity Privacy.