SVP & Sr. Credit Administrator

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Job Title: SVP & Sr. Credit Administrator
Department: Credit Amin (HQ Office)

We are looking for SVP & Sr. Credit Administrator in Credit Admin to join our team. The Senior Credit Administrator will be responsible for overseeing the overall credit administration function and the day-to-day administration of the Bank's lending activities by assisting and supporting the Chief Credit Officer.

Key Responsibilities:

• Communicate with borrowers, brokers, builders, appraisers, title officers, escrow officers, and other parties involved in the loan process.
• Preparing and reporting of Monthly/Quarterly Reports (Loan Pipelines, Loan Portfolios, Problem/Delinquent Loans, ALLL, etc.) to management and directors.
• Reviewing and overseeing all loans recommended for approval.
• Reviewing of appraisal reports, environmental assessment reports, and qualifications of appraisers and environmental assessors.
• Establish, maintain, and carry out proper standards for documentation and lending operational procedures, consistent with the loan policies. Maintaining, updating, and reviewing the Loan Policy; distributing of new, revised and modified policies and procedures to Lending Staff. Provide guidance and training in policies.

Requirements/Qualifications:

• Bachelor's degree in Business Administration or real estate related field or equivalent experience.
• Minimum seven years experience in lending related positions and three in a management position.
• Direct experience with regulators, auditors, and other consultants in the industry.
• Ability to retain a broad knowledge of tasks performed in the lending functions.
• Ability to analyze and organize financial information and perform complex financial calculations.
• Detailed knowledge of lending regulations, lien laws and loan documentation.
• Expert knowledge of the real estate field, including appraisals, deeds and lien recording.
• Present a professional image in dealing with customers, interdepartmental and external representatives. Ability to demonstrate the highest level of ethical behavior. Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone.
• Ability to respond effectively to the most sensitive inquiries or customer complaints.
• Ability to make effective and persuasive speeches and presentations on controversial or complex topics to top management, employees, regulators, or board members.

Employee Benefits & Perks

• Medical, Dental, & Vision: Open Bank offers medical, dental, and vision insurance for all full-time employees and their immediate family members. Employees become eligible for insurance benefits on the first of the month following their hire date.
• Life, Accidental Death & Dismemberment, & Long-Term Disability: Open Bank pays 100% of the cost.
• Flexible Spending Account (FSA): Tax-advantaged financial accounts are offered for employees to pay for eligible out-of-pocket expenses (health, dependent care, transit, and parking) with pre-tax dollars.
• 401(k) Retirement Savings Plan: Open Bank matches 100% of the first 6% of employees' contributions. Employees are eligible to participate on the first of the month following 90 days of employment.
• Paid Time Off (PTO): Employees begin to accrue PTO hours at the time of hire to use for vacation, illness, or other personal reasons.
• Employee Assistance Program (EAP): The EAP offers counseling sessions, online tools and resources, and legal and financial guidance for employees and their family.
• Company Paid Lunch: Open Bank provides company paid lunch twice a week.

To view current job openings, please visit Open Bank Careers Page: https://myopenbank.com/about/#